1. Acceptance of Terms
By accessing or using VAKKA ("the Service"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Service.
2. Description of Service
VAKKA is an expense tracking and sharing tool that enables users to:
- Create and manage shared expense groups (“pots”)
- Record expenses, itemize bills, and split amounts using different methods
- Track who contributed and who owes what
- Register informational settlements (payments made outside the app)
- Optionally scan receipt images to extract line items (AI feature)
The Service does not send or hold real funds; all settlements are informational only.
3. User Accounts
To create and maintain an account you must:
- Be at least 16 years old (or older if local law requires a higher age of digital consent)
- Provide an email address under your control (it does not have to be personally identifying)
- Keep your credentials confidential
- Promptly notify us of suspected unauthorized use
You are responsible for all activity performed under your account. We may restrict or terminate accounts that violate these Terms.
4. User Responsibilities
You agree to:
- Use the Service lawfully and respectfully
- Enter accurate expense and settlement data to the best of your knowledge
- Ensure you have a lawful basis to enter names or identifiers of people you invite or reference
- Not upload or submit sensitive personal data (e.g. health, government IDs)
- Not attempt to interfere with or disrupt the Service or its security features
- Not deploy automated scripts or excessive requests that degrade performance
5. Financial Transactions & Settlements
The Service provides calculation and record-keeping only. We:
- Do not process, transfer, or hold real funds
- Do not integrate payment gateways at this time
- Do not guarantee correctness of user-entered data
- Are not a party to reimbursement arrangements between users
All payments must occur outside the app (e.g. cash, bank transfer, third‑party apps). “Settlement” entries are informational and should be verified among participants.
6. Intellectual Property
All software, design, text, graphics, and logos forming the Service are owned or licensed by us and protected by applicable intellectual property laws. Limited, revocable, non-transferable access is granted solely for personal, non-commercial use of the functionality provided.
7. Data & Privacy
Your use of the Service is governed by our Privacy Policy (available separately). By using VAKKA you acknowledge that policy. Do not enter sensitive categories of personal data; the app is not designed for such processing.
8. Unregistered Participants & Placeholders
You may add people to a pot who have not created an account yet (using a name or label). When you enter data about another person you confirm you have a lawful basis (e.g. their informal consent or legitimate interest to coordinate shared costs). If that person later registers, they may request modification or removal of placeholder data referencing them. You agree to remove inaccurate or objectionable placeholder entries if notified. Do not enter sensitive data about third parties.
9. Suspension & Termination
We may suspend or terminate accounts that:
- Violate these Terms or applicable law
- Engage in abusive, fraudulent, or security‑threatening behavior
- Cause material technical disruption
You may delete your account at any time in settings. Deletion triggers removal or disassociation of personal identifiers per our Privacy Policy.
10. AI & Receipt Scanning Disclaimer
The optional AI receipt scanning feature uses a third‑party model to extract line items. You must review and confirm extracted data—its output may be incomplete or contain errors. If you do not consent to external processing, do not use the scan feature; manual entry is available.
11. Service Disclaimers
The Service is provided "as is" and "as available" without warranties, express or implied. We do not warrant that:
- Functions will meet every expectation or be uninterrupted
- Defects will always be corrected immediately
- The Service is free from harmful components at all times
- Calculated balances are authoritative—users must verify underlying entries
12. Limitation of Liability
To the maximum extent permitted by law we are not liable for indirect, incidental, consequential, special or punitive damages, loss of data, or disputes among users arising from expense entries or settlements. Your sole remedy for dissatisfaction is to discontinue use.
13. Changes to Terms
We may modify these Terms. Material changes will be communicated via in‑app notice or updated date. Continued use after the effective date constitutes acceptance.
14. Governing Law
These Terms are governed by the laws applicable in the jurisdiction of our primary establishment without regard to conflict of law principles. Local mandatory consumer rights remain unaffected.
15. Contact
Questions regarding these Terms:
Email: vakka.contact@gmail.com