1. Acceptance of Terms
By accessing or using VAKKA (the "Service"), you agree to be bound by these Terms of Use (the "Terms"). If you do not agree with these Terms, do not use the Service. These Terms form a legally binding agreement between you and the operator of VAKKA.
Operator: VAKKA is an independent project developed and operated by Victor García,
an individual developer.
27 rue Serpis, 92140 Clamart, France
Email: vakka.contact@gmail.com
("we", "us", "our").
2. Description of the Service
VAKKA is a digital tool that helps users organize, record, and understand shared expenses. Depending on the version of the app and the features enabled at a given time, the Service may allow users to:
- Create expense groups (sometimes called “pots” or similar shared spaces)
- Record expenses, balances, reimbursements, and related notes
- Invite other participants to collaborate in a group
- Use optional premium features, including recurring or one-time paid access
- Use optional automation or AI-assisted features, such as receipt or bill scanning
The Service is an informational and organizational tool only. VAKKA does not act as a bank, payment institution, money transmitter, broker, escrow service, debt collector, legal advisor, accountant, or fiduciary.
3. No Financial Intermediation
VAKKA does not send, receive, hold, safeguard, or transfer funds on behalf of users. Any balances, settlements, reimbursements, or suggested transfers displayed in the Service are informational records only. Any real-world payment between users must take place outside the Service using methods chosen by the users themselves.
4. Eligibility
To use the Service, you must:
- Be at least 16 years old, or older if the law in your jurisdiction requires a higher age
- Have legal capacity to enter into a binding agreement
- Provide truthful and reasonably accurate account information
If you use the Service on behalf of an organization or another person, you represent that you are authorized to do so.
5. Accounts and Security
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must notify us promptly if you suspect unauthorized access, misuse, or a security incident affecting your account.
We may suspend or restrict access to accounts where we reasonably believe there is fraud, abuse, unlawful activity, security risk, or a material breach of these Terms.
6. User Data and Group Participation
You may enter information about yourself and, in some cases, about other people participating in shared expenses. You are responsible for ensuring that you have a lawful basis to enter or share that information. You must not use the Service to upload or store sensitive personal data unless the Service clearly asks for it and expressly supports it.
Where the Service allows placeholders, labels, invitees, or unregistered participants, you are responsible for ensuring those entries are accurate, proportionate, and appropriate.
7. Acceptable Use
You agree not to:
- Use the Service for unlawful, fraudulent, abusive, deceptive, or harassing purposes
- Upload malicious code, attempt unauthorized access, or interfere with the Service’s operation
- Use bots, scraping, automation, or excessive requests in a way that degrades the Service
- Misrepresent balances, payments, identities, or participation in a group
- Upload content that infringes third-party rights or violates applicable law
- Reverse engineer, decompile, or attempt to derive source code except where local law expressly permits it
8. Premium Features, Plans, and Purchases
VAKKA may offer free and paid features, including subscription-based plans and one-time purchase options such as annual access and lifetime access. Specific pricing, billing terms, trial terms, taxes, availability, and entitlements may vary by platform, country, app store rules, promotional offer, and time.
- Prices and available plans are shown in the app or store listing at the time of purchase
- Subscriptions renew automatically unless cancelled through the relevant app store or billing platform
- One-time purchases grant the entitlement described at checkout, subject to continued availability of the Service and applicable law
- We may change plan features, naming, packaging, or pricing for future purchases
- Changes will not retroactively remove rights already granted under a completed purchase unless required by law, store policy, fraud prevention, or a material service discontinuation
Billing, refunds, renewals, taxes, grace periods, and purchase restoration may be handled in part through third-party app stores or payment platforms and are also subject to their rules.
9. Promotions and Future Feature Statements
From time to time, we may describe premium plans using examples, roadmaps, marketing language, or phrases such as “future premium features.” Unless expressly required by applicable law, those statements do not constitute a guarantee that any particular feature, timeline, integration, or implementation detail will be delivered exactly as described.
10. Optional AI or Automated Features
The Service may include optional AI-assisted or automated features, such as extracting information from a receipt or bill image. These features are provided for convenience only and may produce incomplete, inaccurate, or misleading results. You are responsible for reviewing and confirming all results before relying on them.
If you do not want such processing, do not use the optional feature.
11. Third-Party Services
We use third-party providers to operate, secure, host, analyze, authenticate, store, and improve the Service. These providers may include app stores, cloud infrastructure vendors, authentication providers, analytics services (such as tools that collect usage events and engagement metrics to help us understand how the Service is used and improve it), customer support tools, and AI service providers. Their involvement may change over time as the Service evolves.
We do not promise that any specific provider, hosting setup, region, framework, or infrastructure choice will remain the same. Where required by law, material information about third-party processing is described in our Privacy Policy.
12. Intellectual Property
The Service, including its software, design, branding, content, interface elements, and related materials, is owned by or licensed to us and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable right to use the Service for its intended purpose in accordance with these Terms.
13. Your Content
You retain ownership of the content and data you submit to the Service. You grant us a limited license to host, process, store, adapt, reproduce, and display that content solely as needed to operate, secure, maintain, and improve the Service in accordance with these Terms and our Privacy Policy.
14. Data Protection and Privacy
Your use of the Service is also governed by our Privacy Policy, which forms part of these Terms by reference. If these Terms and the Privacy Policy appear inconsistent on a privacy matter, the Privacy Policy will control for that matter.
15. Availability and Changes to the Service
We may change, improve, suspend, limit, or discontinue all or part of the Service at any time. This may include changing features, usage limits, supported devices, integrations, pricing presentation, legal pages, languages, or technical architecture.
We do not guarantee uninterrupted availability or that the Service will always be error-free, secure, or compatible with every device, jurisdiction, or use case.
16. Consumer Rights
Nothing in these Terms excludes rights that cannot be waived under applicable consumer protection laws. If you are a consumer, mandatory legal rights in your jurisdiction remain in effect.
17. Disclaimer of Warranties
To the maximum extent permitted by law, the Service is provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and uninterrupted availability.
In particular, we do not guarantee:
- That records, balances, or settlement suggestions will always be correct
- That user-entered or imported data is complete, accurate, or up to date
- That optional AI-assisted output is accurate or suitable for decision-making without review
- That any specific feature, plan structure, or provider setup will remain available forever
18. Limitation of Liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity arising from or related to your use of the Service.
We are also not responsible for disputes between users, errors in data entered by users, decisions made in reliance on balances or suggested settlements, third-party outages, or actions of app stores and other providers.
Where liability cannot be excluded but can be limited, our aggregate liability will be limited to the greater of: (a) the amount you paid us for the Service in the 12 months before the event giving rise to the claim, or (b) EUR 100.
19. Indemnity
To the extent permitted by law, you agree to indemnify and hold harmless VAKKA and its operator from claims, losses, liabilities, damages, and expenses arising out of your misuse of the Service, your content, your violation of these Terms, or your violation of the rights of another person.
20. Suspension, Termination, and Account Deletion
You may stop using the Service at any time. Where the app provides account deletion tools, you may request deletion through the app or by contacting us. We may suspend or terminate access where reasonably necessary for legal, security, operational, fraud-prevention, or abuse-prevention reasons.
Provisions that by their nature should survive termination will survive, including sections on intellectual property, disclaimers, limitations of liability, indemnity, dispute-related provisions, and any accrued payment obligations.
21. Changes to These Terms
We may update these Terms from time to time. When we do, we will update the “Last updated” date and, if required or appropriate, provide additional notice in the app, on the website, or by email. Continued use of the Service after the updated Terms become effective means you accept the revised Terms.
22. Governing Law and Disputes
These Terms are governed by the laws of France, excluding conflict-of-law rules, unless mandatory consumer law in your jurisdiction requires otherwise. French courts shall have jurisdiction over any dispute arising out of or relating to these Terms, subject always to any non-waivable rights you may have as a consumer in your jurisdiction.
If you are a consumer resident in the European Union, you may also have access to online dispute resolution through the European Commission’s ODR platform: ec.europa.eu/consumers/odr.
23. Contact
If you have questions about these Terms, please contact us at:
Victor García (VAKKA)
27 rue Serpis
92140 Clamart, France
Email: vakka.contact@gmail.com